Refinancing costs and IT write-down push 18,000-home association to deficit

Yorkshire Housing has posted a £30.6m annual post-tax loss

The 18,000-home housing association reported the loss, which compares to a £16m surplus the previous year, in its accounts for the year to 31 March.

nick atkin in piece

Nick Atkin, chief executive of Yorkshire Housing

Yorkshire said its bottom line was impacted by a one-off cost of £35.8m from exiting fixed rate lending agreements as part of a major refinancing last year. Yorkshire Housing says the move will improve liquidity, reduce interest charges and free up loan security. The landlord also wrote down the value of an IT system by £5.3m due to it moving towards a different system which it says will enable “data-driven decisions.”

Yorkshire’s operating surplus fell £34.7m to £22.47m, but it increased its turnover 4.9% to £148.7m. The turnover figure was boosted by an increase by a 64% increase in shared ownership revenue to £23.4, while income from social housing lettings increased 3.2% to £88.7m.

The group completed 700 homes in the year, up from 497 the previous year and ahead of its target of 610 homes. It also exceeded its 400-home target for starts, beginning work on 497 properties.

The group has set itself a target of building 8,000 homes by 2030 and says it has 3,752 homes under contract.

Nick Atkin, chief executive of Yorkshire Housing, in a statement said: ”This year has seen us exceed the challenging targets we’d set for both newbuild starts and completions against the backdrop of rising prices and increasing demand for materials. We’ve also exceeded our very challenging sales targets. This has enabled us to invest even more in both new and existing homes. ”

In the foreword to the group’s accounts Atkin said: ”Over the last year our focus has been on fine tuning our data and decision-making processes to ensure we are targeting our investment to where it is needed and will have the most impact. This includes the wider ‘place’ – not just bricks and mortar.”

 

Housing association financial statements 2021/22

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