For the vast majority of housing associations, the financial reporting season is now over.

Providers have to file their accounts six months after their reporting year end, which for most is 30 September.

The accounts for 2023/24 show a sector that is facing constrained finances, with many seeing reduced financial capacity and declining interest cover. The Regulator of Social Housing has been issuing repeated warnings about the situation. Just last week it said the sector’s weakening financial position “continues to intensify” with “very little margin for error.”